Quick-add
Three taps for an expense, income, or transfer.
Privacy-first personal finance
Know what you
can afford,
before you spend.
Log an expense in three taps. See budgets, recurring bills, and a real cashflow forecast — all in one honest view of your money.
≤ 3 taps to log · 90-day forecast · 0 ads, ever
Coming soon
Payfence is going mobile.
Quick-add, budgets, forecast, goals — everything from the web app, natively on iOS and Android. Same honest view of your money, now in your pocket.
Coming soon on the
App Store
Coming soon on
Google Play
The core loop
Log it. See where you stand. Plan ahead.
Budgets
Limits that track live and roll over month to month.
Recurring bills
Auto-post subscriptions, see the true monthly total.
Cashflow forecast
30/60/90 days ahead, with low-balance days flagged.
Goals & debts
Savings jars and who-owes-who, honestly tracked.
Full export
CSV, JSON, and PDF on demand. No lock-in, ever.
Privacy by design
Your money is none of
anyone else's business.
Payfence doesn't run ads, doesn't sell your data, and never requires you to link a bank account. Export everything, any time.
No ads, ever
No data selling
No mandatory bank linking
Full export, any time
Free to use. No card required. No ads, ever.
Get started free